Consumer Financial Protection Bureau
Consumer financial resources
Browse practical guidance on credit cards, debt, banking and other financial decisions.
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Resource directory / Credit & debt
Credit & debt
Get clear guidance for credit reports, borrowing and finding help with debt.
Consumer Financial Protection Bureau
Credit reports and scores
Understand credit scores and learn how to check your credit reports.
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Understanding credit counseling
Learn what credit counselors do, how to assess services and what fees to ask about.
Explore counseling ↗ (opens in a new tab)Links open in a new tab and lead to independent organizations. Their content and availability may change. Information is U.S.-focused.